As to what business, since everything has been done, I take that as a positive sign. Copy a business model that works. Some of the most profitable businesses are very, very simple. You don’t have to reinvent the wheel, just work hard at delivering value in a way that people need.

Investing is a Ponzi Scheme, all investing. You are getting money by having other people lose it, classic Ponzi Scheme. Market Cap of a company is a useless measure, because if everybody tried to liquidate the shares the value would collapse. That is why they say to invest for the long term, they NEVER want you to sell, so you become a bagholder in the end.

Good thing to do, put your savings into a sustainable business and hire people to make you more money, very simple. Then you sleep and you still make money. Now the question becomes, what business to get into, since everything under the sun and more is already out there.

We play tennis, go biking, eat out and travel all over. This life would never be possible were it not for our retirement planning, delayed gratification and hard work.

Son, you are not in fellowship with the right people if your vision of the golden years is not happy. I pity you.

B Clerici

I am young, as you guessed. I don’t want to live in this kind of world forever. This blog is part of my effort to fight for individual rights. It’s disheartening to hear stories of those who have been abused by the government but have no claim against it, except wanting to be left alone. I hope that we can stop it in time.

I’ve been raging against social security since I was in my late teens in the early 1960s. By that time, social security retirement had been in existence for close to thirty-years. About that time, people who’d been paying into the system (having the money involuntarily stolen from their pay check) were collection retirement in larger numbers. The old people, who always voted had plenty of political power and blocked anything to do with social security elimination or reform. About that time, the media labeled the social security debate as the “third rail” of American politics.

During that period, Medicare was added an auxillary budget buster. Then, social security disability, which was apart from the original retirement system was quietly installed. Disabled persons, including children started getting monthly handout cash. If your kid was simply stupid . . . he got a check. Had a cousin who was a 300 pound psycho maniac who at least once set fire and burned their house to ground. She received $985 a month starting in the 1970s just for being an out of control maniac.

Myself, I would like to see the who anti-American destructive system abolished, but it won’t happen so as the United States in it’s current form exists. Should the 50-state union collapse and break up, which may happen sooner than later, social security would naturally disappear too.

I will turn age 65 next year and want as little to do with the federal government as possible. Unlike a number of long time friends who signed up for socialist security retirement bennies at age 62, I did not. Want as little to do with the federal government as possible.

For one thing, there are too many strings attached and taxes are levied. Social security retirement is a total scam as the money was already taxed by the IRS before the social security money was ripped from paychecks over the years.

Considering the meager thousand bucks a month before taxes, I for one can’t be bothered. Meanwhile, millions of my fellow boomers, now in their sixties, are bellying up the troth to suck on the great government social security teat.